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Guide 8 Issued by The Hongkong and Shanghai Banking Corporation Limited Bank Tari ?s February Bank tari ? guide for HSBC Wealth and Personal Banking Customers Tips to help switch you on to best value banking E ?ective February To save money time and e ?or

Issued by The Hongkong and Shanghai Banking Corporation Limited Bank Tari ?s February Bank tari ? guide for HSBC Wealth and Personal Banking Customers Tips to help switch you on to best value banking E ?ective February To save money time and e ?ort please log on to HSBC Internet Banking at www hsbc com hk or download HSBC HK Mobile Banking app at App Store Google Play for internet mobile banking services Bank tari ? guide for HSBC Wealth and Personal Banking Customers Welcome to HSBC ? s easy guide to services and fees You ? ll ?nd helpful sections with tips on how to save both time and money With more options and more e ?ciency we ? re providing you better banking value and even more reasons to bank with HSBC This guide is intended to give you a clear picture of the fees we charge for our most commonly used services Please note that the sections on speci ?c account types should be read in conjunction with the section entitled ? General services ?? all accounts ? The charges in this guide were correct at the time of release but remain subject to change For your own interest please seek con ?rmation of the prevailing charge related to the service you need These charges are applicable only to accounts maintained in the Hong Kong SAR with The Hongkong and Shanghai Banking Corporation Limited which reserves the right to introduce charges not included in this guide For charges which are not mentioned in this guide please refer to the relevant promotional materials or ? Commercial Tari ?s for Hong Kong Commercial Customers ? The Bank reserves the right to levy a charge on transactions conducted Please note that some foreign currency Renminbi bank charges listed in Hong Kong dollars are payable in the appropriate foreign currency Renminbi in the equivalent amount Payment of foreign currency Renminbi notes is subject to availability The charges for remittances do not include any charges that may be imposed by banks overseas If you have any queries or disagreement about the charges and the charges relating to credit cards listed in this guide please approach our branches call for HSBC Jade customers for HSBC Premier customers or for other customers within o ?ce hours for assistance App Store is a service mark of Apple Inc Google play is a trademark of Google Inc Tips to save you money Interbank transfer in Hong Kong dollars The standard rate at a branch is HK but if you use HSBC Internet Banking or HSBC Mobile Banking the tari ? is waived Outward telegraphic transfer Enjoy the biggest saving by using HSBC Internet Banking or HSBC Mobile Banking any time of the day where the fee is only HK Cheque charges Ensure your current account has su ?cient funds before issuing a cheque to avoid an insu ?cient funds charge or enjoy overdraft protection as an HSBC Jade HSBC Premier HSBC One or Personal Integrated Account