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Finaid guide Undergraduate Student Financial Assistance Guide - TABLE OF CONTENTS Contact Information - Proposed Tuition and Fees How We Determine Your Financial Aid Eligibility for Financial Aid Federal Title IV Veri ?cation Noncustodial Parent Contribut

Undergraduate Student Financial Assistance Guide - TABLE OF CONTENTS Contact Information - Proposed Tuition and Fees How We Determine Your Financial Aid Eligibility for Financial Aid Federal Title IV Veri ?cation Noncustodial Parent Contribution NCPC Financial Need Financial Aid Package Financial Aid Award Letter Financial Aid Alert Academic Progress Information How Will You Meet the Cost of a Carnegie Mellon Education A Strategy for Financing Your Educational Expenses Financial Aid Programs Grants Federal Pell Grants Federal SEOG Carnegie Mellon Undergraduate Grant State Grants Scholarships Carnegie Scholarship Program Outside Scholarships Tuition Payment Plan Student Loans Federal Perkins Loan Federal Direct Student Loan Subsidized Unsubsidized Federal Direct Entrance Loan Counseling Federal Direct PLUS Loan Private Loans Truth in Lending Act TILA Student Employment Students Pursuing a Second Bachelor's Degree Frequently Asked Questions Financing Your Remaining Balance What Can BorrowSmart Do For You Other Borrowing Comparisons Student Account Student Account Invoices Charges Financial Aid Credits Other Useful Websites Private College Plan Tax Information Important Dates AN IMPORTANT MESSAGE Carnegie Mellon is dedicated to helping you and your parents navigate through the ?nancial aid process This guide is designed to provide you with important information regarding ?nancial aid and eligibility procedures We encourage you to familiarize yourself with the contents in this guide as you will ?nd answers to many of the questions you may have regarding ?nancial aid including ? What is ?nancial aid ? How do I apply for ?nancial aid ? How is my eligibility determined ? What types of aid are available to me In addition to answers to these questions this guide also covers information regarding federal and private loans payment plan loan counseling and important dates We hope this information is useful to you If you have any questions please remember we are here to help We look forward to assisting you in achieving your educational goals For more information you may also visit the The HUB website at cmu edu hub CONTACT INFORMATION The HUB Carnegie Mellon University Forbes Ave Pittsburgh PA - Phone Fax Email thehub andrew cmu edu Website www cmu edu hub O ?ce Hours Monday Wednesday and Friday a m - p m Eastern Time Tuesday and Thursday a m - p m Eastern Time - PROPOSED TUITION AND FEES Tuition Fees Room Board Books Misc estimate Total HOW WE DETERMINE YOUR FINANCIAL AID Eligibility for Financial Aid Eligibility for federal and state ?nancial aid programs is determined by using a Congressional formula called Federal Methodology It uses your parent s ? and your total taxable and untaxed income current equity in assets which you were required to report on the Free Application for Federal Student Aid FAFSA and size of household and number enrolled in college at least halftime to determine the amount you are expected to pay toward your education This amount is called your Expected Family Contribution EFC Eligibility for institutional grant and scholarship ?nancial aid programs is determined using Institutional Methodology Federal Title IV Veri ?cation The Federal Department