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Bank Tariffs/1 February 2022 Issued by The Hongkong and Shanghai Banking Corpor

Bank Tariffs/1 February 2022 Issued by The Hongkong and Shanghai Banking Corporation Limited Bank tariff guide for HSBC Wealth and Personal Banking Customers Tips to help switch you on to best value banking. Effective 1 February 2022 1 Welcome to HSBC’s easy guide to services and fees. You’ll find helpful sections with tips on how to save both time and money. With more options and more efficiency, we’re providing you better banking value and even more reasons to bank with HSBC. This guide is intended to give you a clear picture of the fees we charge for our most commonly used services. Please note that the sections on specific account types should be read in conjunction with the section entitled ‘General services – all accounts’. The charges in this guide were correct at the time of release but remain subject to change. For your own interest, please seek confirmation of the prevailing charge related to the service you need. These charges are applicable only to accounts maintained in the Hong Kong SAR with The Hongkong and Shanghai Banking Corporation Limited, which reserves the right to introduce charges not included in this guide. For charges which are not mentioned in this guide, please refer to the relevant promotional materials or ‘Commercial Tariffs for Hong Kong Commercial Customers’. The Bank reserves the right to levy a charge on transactions conducted. Please note that some foreign currency/Renminbi bank charges listed in Hong Kong dollars are payable in the appropriate foreign currency/Renminbi in the equivalent amount. Payment of foreign currency/Renminbi notes is subject to availability. The charges for remittances do not include any charges that may be imposed by banks overseas. If you have any queries or disagreement about the charges and the charges relating to credit cards listed in this guide, please approach our branches, call (852) 2233 3033 for HSBC Jade customers, (852) 2233 3322 for HSBC Premier customers or (852) 2233 3000 for other customers within office hours for assistance. App Store is a service mark of Apple Inc. Google play™ is a trademark of Google Inc. To save money, time and effort, please log on to HSBC Internet Banking at www.hsbc.com.hk or download HSBC HK Mobile Banking app at App Store/Google Play™ for internet/mobile banking services. Bank tariff guide for HSBC Wealth and Personal Banking Customers Tips to save you time and effort Tips to save you money 1 Interbank transfer in Hong Kong dollars The standard rate at a branch is HK$200, but if you use HSBC Internet Banking or HSBC Mobile Banking, the tariff is waived. 2 Outward telegraphic transfer Enjoy the biggest saving by using HSBC Internet Banking or HSBC Mobile Banking any time of the day where the fee is only HK$50 1. 3 Cheque charges Ensure your current account has sufficient funds before issuing a cheque to avoid an insufficient funds charge, or, enjoy overdraft protection as an HSBC Jade, HSBC Premier, HSBC One or Personal Integrated Account customer. 4 Free all-in-one banking account You can open an HSBC One account, a free all-in-one banking account consisting of HKD savings and current accounts and up to 11 other major currency savings accounts, time deposit and investment account, with no minimum balance requirement or below balance fee. HSBC One is the one bank account you need to empower your financial wellbeing and become money smart every day with the offers and capabilities beyond expectation. 5 Automatic bill payment Pay bills instantly any time through HSBC Internet Banking or HSBC Mobile Banking, or even pre-set dates for automatic payment, and you’ll be sure to avoid overdue payment charges. 6 HSBC Jade special privileges HSBC Jade brings you full fee waivers or preferential offer of up to 50% off on selected banking services. For details, please refer to Section H. 7 HSBC Premier special privileges HSBC Premier brings you full fee waivers or preferential offer of up to 50% off on selected banking services. For details, please refer to Section I. 8 Credit card charge Become an HSBC Jade /HSBC Premier customer and your HSBC Premier Mastercard® credit card annual fee will be waived permanently. All customers can also enjoy perpetual annual fee waiver with HSBC Red Credit Card. 9 Mortgage Advice Service Our online interactive Mortgage Planner helps you to select the best mortgage plan to fit your needs and minimise your interest expenses. 10 Paper Statement Service Annual Fee 2 (Effective 1 January 2013) If you hold a Personal Banking HK Dollar Current, SuperEase, HSBC Premier, HSBC One, Personal Integrated Account , University Student Account, Cash Card, Renminbi Savings, HK Dollar Statement Savings, CombiNations Statement Savings or Foreign Currency Current account, you can avoid the HK$20 annual fee if you choose to use our eStatement & eAdvice service. 11 Concession to Senior citizens aged 65 and above / Senior Citizen Card holders Senior citizens aged 65 and above / Senior Citizen Card holders can enjoy tariff concession on banking service(s), if applicable, as offered by the Bank from time to time. 1 No handling fee for Renminbi outward telegraphic transfer to HSBC Group/branches in mainland China via internet banking or mobile banking. 2 The charge will apply to each eligible account if more than 2 paper statements are generated in a full calendar year. 1 Become an HSBC Jade, HSBC Premier or HSBC One customer You’ll receive a consolidated monthly statement presenting a concise view of your financial position. All your financial arrangements like insurance, loans, investments and mortgages, will be included in your monthly statement, showing your entire financial situation at a glance. 2 Consolidate accounts You can readily consolidate various accounts from HSBC or other institutions into one. You’ll find it easier and more efficient to manage all your financial affairs with a clearer view of your overall financial position. 3 Trade securities/unit trusts or check indices any time Trade securities/unit trusts or check indices easily and conveniently with phonebanking, HSBC Internet Banking or HSBC Mobile Banking 1. 4 Exclusive HSBC Jade Centres Become an HSBC Jade customers and you'll enjoy access to exclusive HSBC Jade Centres. 5 Exclusive HSBC Premier Centres Become an HSBC Premier customer and you’ll enjoy access to exclusive HSBC Premier Centres. 6 Remittance service If you are receiving a payment from overseas, simply ask the payer to send it by telegraphic transfer rather than a cheque drawn on an overseas account. As such, the payment can be credited to your account directly, saving you the time and efforts waiting for cheque clearance at branch. 7 Credit facilities HSBC Jade, HSBC Premier, HSBC One and Personal Integrated Account customers can enjoy credit facilities. 8 Use these self-service methods for more convenient and efficient money management. HSBC Internet Banking HSBC Mobile Banking Phonebanking Self-service banking Automated Personal Check balance 9 9 9 9 9 Deposit 9 Withdrawal 9 Transfer 9 9 9 9 9 Pay bills 9 9 9 9 Trade securities 9 9 9 9 Trade unit trusts 9 9 9 Place Time Deposits 9 9 9 Place Deposit Plus 9 9 9 Buy insurance 9 9 2 9 9 2 Outward telegraphic transfer 9 9 3 9 4 Hong Kong dollar interbank transfer 9 9 Foreign Currency Exchange Services 9 9 9 5 Passbook update 9 Personal information update 9 9 Cheque-book request 9 9 9 9 Check credit card transactions 9 9 9 Set up Standing Instructions 9 9 9 Tariff applied to transactions conducted via branch or Phonebanking Unless otherwise specified, the tariff applied to transactions conducted via branch and Phonebanking is the same. 1 Unit trusts trading is not applicable. 2 Applies to travel and home insurance only. 3 Applies to remittance enquiry only. 4 Also applies to outward telegraphic transfer on standing instruction basis. 5 Support cash withdrawal of 4 major foreign currencies; JPY, USD, EUR, RMB at Foreign Currency Machines and RMB cash withdrawal at designated ATMs. 3 2 Contents Item Page A. GENERAL SERVICES 8 A1. General services – all accounts 8 Cashier’s order Coins changing/withdrawal/exchange to notes Coins paid-in Bulk cash deposit Bulk cheque deposit Renminbi notes deposits/withdrawals Foreign currency notes deposits/withdrawals Gift cheque Paper statement Safe deposit boxes Special clearing arrangement (mark good) Request for Banker’s report Request for document copies Other services Standing instructions Special payment requests Unauthorised overdraft Emergency encashment services A2. General services – overseas services 12 Apply overseas HSBC account online Assisted overseas HSBC account opening B. DEPOSIT ACCOUNT/SERVICES 14 Stop payment order Returned cheque Passbook replacement Cheque-book delivery Account closure C. PAYMENT SERVICES 16 C1. Payment services – autoPay services 16 To set up or amend each autoPay instruction Each autoPay instruction returned as a result of insufficient funds C2. Payment services – remittances 16 Inward payments Telegraphic transfer Payment of demand draft drawn on HSBC in Hong Kong Payment of demand draft drawn on other local banks Purchase of clean bills (demand draft/ clean cheque) drawn on overseas banks credit to an HSBC account Payment of clean bills (demand draft/ clean cheque) drawn on overseas uploads/s1/ guide 8 .pdf